Payments Module
Say goodbye to vendor lock with the ability to bring your own processor
Key Features
Bring Your Own Processor
Connect your existing payment provider with NicklPay for both online and in-store transactions. Reduce disruption, maintain existing rates, and keep your financial workflows consistent across platforms.
NicklPay Payment Processing
Use NicklPay’s native e-commerce and in-person processing for simplified setup and predictable pricing. Enjoy transparent rates of 2.9% per transaction with no per-transaction fee, making it ideal for businesses seeking a streamlined, single-provider payment experience.
ACH & Wire Transfers
Integrate your preferred ACH or wire transfer provider for seamless bank-to-bank payment flows. Ideal for wholesale customers, B2B billing, and high-value orders requiring fast, secure settlement without added card fees.
Payment Terms Management
Assign structured payment terms to individual customers or groups based on price lists.
Supports advanced configurations such as:
Required deposit percentages
Balance due by date or net terms (# of days)
Automatic balance collection
Hybrid schedules for custom billing workflows
Email & Text Invoicing
Send professional invoices directly via email or SMS.
Customers can settle balances instantly through secure payment links.
Invoicing also integrates with payment terms — allowing deposits, scheduled payments, and automated follow-ups.
Bring Your Own Processor
NicklPay accommodates businesses that prefer to keep their existing payment relationships, pricing, and merchant agreements.
Online & In-Person Support: Use your selected processors across both your e-commerce storefronts and brick-and-mortar locations.
Flexible Integrations: Choose from Stripe, PayPal, Authorize.net, Global Payments, Square (in-person), and more coming soon.
ACH & Wire Transfer Compatibility: Add your own ACH or wire provider for secure B2B and large-order payments without card fees.
NicklPay Payment Processing
NicklPay’s native processing solution is available for businesses that want a simple, unified, and cost-effective payment path:
E-commerce + In-Person Support
Flat 2.9% Rate with no per-transaction fee
Full Integration with NicklPay’s orders, invoicing, and analytics
Instant Activation — no external setup required
Ideal for vendors seeking all-in-one financial management without third-party complexity.
